Common Questions
How does this work?
Our network of experts will combine your bills into one monthly
payment. They also work with your creditors to negotiate the lowest interest rate, often adjusting
late fees and service fees to save you even more money.
Is this a loan?
We are not a loan service. Our network members work with your
creditors and in turn you make lower payments to them through this program.
Can I still use my credit cards?
No. Your account will be closed or frozen. By keeping the
balances from going up, you will remain on track to get out of debt faster.
Will I pay my creditors directly?
No. Once you retain our member’s services, they will be negotiating
on your behalf, so your creditors will be paid from your settlement account.
What if I can't make my payment on time?
Unfortunate life situations occur. Please call our network
member handling your account as soon as you know there is going to be a problem with keeping
your payment schedule.
If the circumstance isn't short term and you fail to make two consecutive on-time payments,
the member might have to terminate your plan with them. It's important that you keep our member
informed when there is a problem.
Debt Consultation
There is definitely a way out of debt. You just need to know how to go about it.
When most consumers consider debt relief programs, they usually think about taking out a loan. This is known as a debt consolidation loan and it can be useful in paying off all of your debts. It then leaves you responsible for paying off just one loan, instead of multiple accounts every month.
Before starting any major credit repair or consolidation strategy, it is highly recommended that you consult a financial expert to determine your best course of action.
There are a number of strategies that debt consultation might indicate. For example, the consultation strategy might lead you to a debt relief company. This type of organization can work with you and help you to manage all of your debts.
The first step is your consultation with the company. Don't feel embarrassed because you are in debt. This is what they do, and you should to be upfront and candid so that they can make a complete assessment of your financial situation. The debt consultation must be accurate in every way.
The debt consultation process is an important step in getting back on the road to personal financial health. Act now to get this important service started. It will give you peace of mind and help you to get back on track with a better lifestyle.
Get Started Today