Common Questions
How does this work?
Our network of experts will combine your bills into one monthly
payment. They also work with your creditors to negotiate the lowest interest rate, often adjusting
late fees and service fees to save you even more money.
Is this a loan?
We are not a loan service. Our network members work with your
creditors and in turn you make lower payments to them through this program.
Can I still use my credit cards?
No. Your account will be closed or frozen. By keeping the
balances from going up, you will remain on track to get out of debt faster.
Will I pay my creditors directly?
No. Once you retain our member’s services, they will be negotiating
on your behalf, so your creditors will be paid from your settlement account.
What if I can't make my payment on time?
Unfortunate life situations occur. Please call our network
member handling your account as soon as you know there is going to be a problem with keeping
your payment schedule.
If the circumstance isn't short term and you fail to make two consecutive on-time payments,
the member might have to terminate your plan with them. It's important that you keep our member
informed when there is a problem.
There is definitely a way out of debt.
Plagued by monthly debt? Well, you’re not alone. Millions of consumers – just like you – are in the same boat. Now, wouldn’t it be nice to have a life without any debt at all? There is definitely a way out of debt. You just need to know how to go about it.
Before starting any major credit repair or consolidation strategy, it is highly recommended that you consult a financial expert to determine your best course of action.
Click here to be connected with a Debt Specialist!